Pay Insurance By The Month

Insurance doesn’t need to be a lump sum expense

Our PBTM - Pay By The Month option can benefit your business by spreading out the cost of your insurance over a period of time.

Premium Funding provides over 50,000 Australian businesses of all sizes with Insurance premium funding each year. Our Pay By The Month option has been designed to be flexible - making it easy for businesses to choose an option that best caters to their needs.

And we make it simple. No laborious paperwork required. All you need to do is to complete a short one-page form and you can be approved in a matter of minutes.

Key features:

  • Fast, simple and easy

    Get approved in a
    matter of minutes
  • Flexible payments options

    Credit card, debit card
    or direct debit
  • No Security required

    The insurance policy acts as security
  • No dishonour fees

    If you're late on a payment, we won’t charge you

Other features:

  • Local, friendly customer service team on hand to assist you
  • Frees up your cash flow to use in other areas of your business and focus on growth
  • The low interest rates can be tax deductible
  • Domestic and commercial insurance funding available

Look for the PBTM option on the bottom of your invoice or ask your Insurance Broker for a Premium Funding quote.



of all businesses in Australia use premium funding to spread the cost of their insurance over 12 months



Businesses buy their insurance by the month using premium funding each year


$5 Billion

In insurance is paid by the month using premium funding each year

Perfect for all Businesses

Premium Funding is a privately-owned Australian company that helps all types of businesses. From sole traders to large corporate institutions.

Premium Funding is the partner of choice when it comes to insurance funding.

Ridiculously Simple

Pay By The Month (PBTM) Insurance Funding is simple and easy with no approval process and flexible payment options.

Avoid upfront costs by simply talking to one of our friendly insurance brokers on 1800 005 110 or look for the payment option on the to bottom of your insurance invoice.